David Johnston

NMLS 225476

​Calif. BRE 00972822



  • Flexible loan to value ratios
  • Generally no prepayment penalty
  • Loan terms up to three years
  • First trust deed
  • ​Interest rate and points will vary depending on each loan scenario

Fast cash for investment.  Taking transactions to the next level.  Private loans are short term vehicles that allow an investor to close now and not wait the traditional 30 to 45 day escrow periods.  In most cases there are no prepayment penalties on early payoffs.  Loans may be taken out as an individual, LLC or corporation.  

Normally these loans are used for non-conforming properties:

  • Rental properties, multi-family
  • Properties listed for sale
  • Cross-collateralize multiple properties